You have personal property insurance? - Why Not?

Have you ever watched the news, after a major natural disaster and seen the interviews? Invariably they interview someone who has lost their home and the "whole" in it.

There are tears in my eyes and I swear to viewers on TV that will not be defeated and decide to put their lives together and rebuild their homes. They also add more, at least our family is safe and we are alive, thank god for that. It 'amazing how these types of interviews are always the same regardless of the crisis.

We saw after Hurricane Katrina, we saw this after the wild fires in California, Mississippi, and again after the jump its banks in the Mid West. You might also remember that the cameras never show even after intense Tornado to interview people.

The look on people's faces, their words and their tier tells us much about human nature, as we find a sympathetic side to ourselves, even if people living in areas known for their destructive tendencies of Mother Nature. But, have you ever thought how many of these people who almost lose their lives, lose their homes and everything they have in them are never going to put their lives back together?

It 's well known that most people do not have adequate insurance coverage for their homes and the same is true for their personal property. In other words, whatever those people lost, any personal property is gone, the insurance company can never pay to have replaced. I've said it before and I'll say it again, you need to get a review of insurance for your family and really determine what is covered and what is not. Think about this .......